Zone 4: Considerable Preparation

Financial Examiners

Financial Examiners is one of the fastest-growing occupations in the country, projected to grow +18.5% through 2034. Median pay sits at $94,160 nationally, a strong return for the training investment.

About Financial Examiners

Enforce or ensure compliance with laws and regulations governing financial and securities institutions and financial and real estate transactions. May examine, verify, or authenticate records.


Median Wage
$94,160
Employed Nationally
68K
Openings / Year
5,700
Entry Education
Bachelor's degree
Job Zone
Zone 4: Considerable Preparation

Also known as:

AML Director (Anti-Money Laundering Director) Anti Money Laundering Investigator (AML Investigator) Bank Compliance Officer Bank Examiner Bank Secrecy Act Anti-Money Laundering Officer (BSA/AML Officer)

How Much Do Financial Examiners Make?

Financial Examiners earn $94,160 nationally, well above the national median for college graduates. The middle 50% of earners fall between $70,660 and $129,600. Actual pay varies by employer, specialization, and location.

$94,160
National Median (Annual)

Well above average for college graduates.

$71K–$130K
Middle 50% Range

25th to 75th percentile. Most workers earn within this band.


Earnings Range

The mean wage for this occupation is $106,240, above the median. A concentration of very high earners pulls the average up. The median is the better gauge of typical pay.

What Do Financial Examiners Do?

O*NET data identifies 5 core activities and 5 measurable skills for Financial Examiners roles. Use this section to judge whether the day-to-day reality aligns with what you actually want to spend time doing.

What You'll Do

  • Direct and participate in formal and informal meetings with bank directors, trustees, senior management, counsels, outside accountants, and consultants to gather information and discuss findings.
  • Recommend actions to ensure compliance with laws and regulations, or to protect solvency of institutions.
  • Prepare reports, exhibits, and other supporting schedules that detail an institution's safety and soundness, compliance with laws and regulations, and recommended solutions to questionable financial conditions.
  • Resolve problems concerning the overall financial integrity of banking institutions including loan investment portfolios, capital, earnings, and specific or large troubled accounts.
  • Investigate activities of institutions to enforce laws and regulations and to ensure legality of transactions and operations or financial solvency.

Core Skills Employers Look For

Reading Comprehension Critical Thinking Speaking Active Listening Writing

Who Thrives Here

C
Conventional

Success depends on precision and structured processes, where detail-oriented people who work consistently within established systems perform best.

E
Enterprising

Leadership, influence, and business acumen are rewarded here, where managing teams, driving decisions, or persuading others shapes career outcomes.

I
Investigative

This career demands analytical thinking: researching problems, interpreting data, and applying logical reasoning to find practical solutions.

Where Do Financial Examiners Work?

What the physical and mental conditions of this job actually look like day to day, based on O*NET Work Context data collected from people working in this occupation.

Work Setting
Mixed

Split between indoor and outdoor or field settings.

Physical Demands
Light

Mix of sitting and movement throughout the day.

Stress Level
Moderate

Moderate pressure. Regular deadlines exist but are generally manageable with experience.

What Is the Job Outlook for Financial Examiners?

The BLS projects +18.5% employment change for Financial Examiners through 2034, well above the national average of +5%. About 5,700 openings per year keep the field accessible to new entrants.

↗ +18.5%
10-Year Growth (2024–2034)

Much faster than average.

5,700
Annual Openings

New positions plus replacements for retirees and career-changers.

68K
Currently Employed

Total US employment as of BLS May 2024.

Source: BLS Employment Projections 2024–2034 and Occupational Employment and Wage Statistics May 2024.

Where the Jobs Are

The five states below employ the most Financial Examiners professionals nationwide. State-level wages can differ significantly from the $94,160 national median. Research your specific market before committing to a program.

# State Jobs Median Wage vs. National
1 New York 10,580 $127,190 +35.1%
2 Texas 6,060 $77,990 -17.2%
3 Florida 4,380 $75,730 -19.6%
4 California 3,690 $105,790 +12.4%
5 Ohio 3,500 $66,090 -29.8%

Source: BLS Occupational Employment and Wage Statistics, May 2024. Employment figures rounded. Read our methodology →

How to Get Here

Most Financial Examiners positions require a bachelor's degree to qualify. The 4 programs below are the most common academic pathways into this field, ranked by how many graduates they produce each year.

Bachelor's degree
Zone 4: Considerable Preparation

These positions typically require a bachelor's degree and several years of related experience before advancing into senior roles.


Degree Programs That Lead Here

# Program Graduates/yr 4yr Median Colleges
1 Criminal Justice 103,302 $55,378 1,899
2 Accounting 84,760 $76,194 2,112
3 Public Safety 8,130 $57,805 498
4 Taxation 1,257 125

Top Colleges for Aspiring Financial Examiners

Colleges offering the degree programs that lead to this career, ranked by UCD Score. A strong program plus solid outcomes is a good place to begin your search.

# College UCD Score Net Price Salary 10yr
1 CUNY Bernard M Baruch College New York, NY 93 $3,033 $75,971
2 University of Florida Gainesville, FL 93 $6,541 $71,588
3 North Florida College Madison, FL 91 $804 $33,929
4 University of Chicago Chicago, IL 91 $14,860 $91,885
5 Vanderbilt University Nashville, TN 90 $15,846 $91,565
6 University of North Carolina at Chapel Hill Chapel Hill, NC 90 $11,655 $72,200

Plan Your Path

Once you've sized up Financial Examiners, these tools turn the numbers into a plan. Estimate the real cost of a degree that leads here, weigh the long-term payoff, compare specific colleges side-by-side, and find programs that match your profile.

Financial Examiners Pros & Cons

Strong earnings and growing demand make Financial Examiners a compelling path. The 3 strengths and 2 trade-offs below are drawn from BLS wage data and employment projections.

PROS
  • Very high median salary The national median of $94,160 places this career well above average for college graduates, with significant upside at the 75th percentile.
  • Exceptional job growth The BLS projects +18.5% employment growth through 2034, one of the fastest rates across all occupations. Demand for qualified candidates should remain elevated for a decade.
  • High earning ceiling Top earners (75th percentile) reach $129,600 annually. Strong performers, specialists, and those in high-cost markets have significant upside beyond the median.
CONS
  • Multi-year ramp before career-level pay This is a Job Zone 4 occupation, these positions typically require a bachelor's degree and several years of related experience before advancing into senior roles. Most workers in this field spend their first several years at entry-level pay well below the $94,160 median while building the experience employers require.
  • Entry-level pay well below the national median The 25th percentile wage of $70,660 is considerably below the $94,160 median. Early-career workers typically spend 5 or more years building toward typical pay. Factor this into any program ROI calculation.

Financial Examiners Frequently Asked Questions

How much do Financial Examiners professionals earn?
The national median annual wage for Financial Examiners is $94,160, above the national median for full-time workers. The middle 50% of earners fall between $70,660 and $129,600. Pay varies by employer size, industry sector, specialization, and geography. National figures are a starting point, not a guarantee.
Is Financial Examiners a good career?
Yes, the data is strong. A $94,160 median with +18.5% projected growth through 2034 is a combination most career fields can't match. The real variable is early career: workers around the 25th percentile earn $70,660, so your first employer and location will shape your trajectory more than the national number suggests.
How long does it take to become a Financial Examiners?
Expect 4 years of undergraduate education followed by 2 or more years of field experience before most employers consider you qualified for career-level positions. A bachelor's degree is the typical minimum credential. Degree programs like Criminal Justice are typical entry paths. Early-career pay during this ramp-up period will be meaningfully below the $94,160 national median. Factor that gap into any program ROI calculation.
How fast is the Financial Examiners field growing?
Very fast. The BLS projects +18.5% growth for Financial Examiners through 2034, well above the roughly 5% national average and among the fastest rates across all occupations. Demand is being driven by structural forces, not cyclical ones. About 5,700 job openings per year are expected as the field expands and existing workers move on. From a current base of 68K workers, sustained growth creates real hiring volume, though fast-growing fields also attract more new graduates competing for entry-level roles.
Why do Financial Examiners salaries vary so widely?
The $58,940 gap between the 25th ($70,660) and 75th ($129,600) percentile reflects how much employer type, industry, specialization, and geography affect pay. Entry-level roles and lower-demand markets cluster near the bottom; senior, specialized, or high-cost-metro positions push the top. In fields with this much spread, where you work and what you specialize in often matters more than years of experience.
What skills do Financial Examiners professionals need?
O*NET data identifies the core skills employers consistently prioritize for Financial Examiners roles: Reading Comprehension, Critical Thinking, Speaking, Active Listening, and Writing. These develop through formal education and hands-on work. Programs with internship or co-op requirements give you a meaningful head start on the ones that take time to build.

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