Harvard University is a private R1 research university in Cambridge, Massachusetts, founded in 1636 as the oldest institution of higher education in the United States. It enrolls 7,601 undergraduates and 21,415 graduate students across faculties including Arts and Sciences, Engineering and Applied Sciences, and the graduate professional schools. Social sciences account for 30% of bachelor's degrees awarded, followed by biological sciences at 12% and computer science at 10%. Harvard holds a Doctoral University: Very High Research Activity (R1) Carnegie classification and is accredited through the New England Commission of Higher Education (NECHE).
AccreditorNew England Commission on Higher Education
Academic CalendarSemester
How It Measures Up
UCD scores every college on four pillars: Outcomes, Value, Affordability, and Selectivity. Within peer group A (four-year selective institutions), Harvard scores 88.83 overall, rated Strong. Outcomes (99.07) and Selectivity (99.66) are near-perfect, reflecting a 97.6% graduation rate and earnings that rank among the highest in the country. Affordability scores 33.25, reflecting the gap between Harvard's very low average net price ($19,066) and its $89,000 sticker price: families who do not apply for aid face the full cost. All scores use verified federal data only.
Excellent
89/100
UCD Score · 4-Year Selective
Outcomes99
Value93
Affordability33
Selectivity100
Admissions & Acceptance Rate
Harvard is the most selective major research university in the United States, admitting 3.65% of applicants. The middle 50% of enrolled students scores between 34 and 36 on the ACT and averages 1,553 on the SAT. Harvard requires test scores from all applicants. No fixed formula governs admissions: grades, essays, letters of recommendation, and extracurricular depth all factor into decisions alongside scores. A non-binding restricted early action option is available with a November 1 deadline. Applicants from under-resourced high schools are evaluated in the context of their available opportunities.
Acceptance Rate
3.7%
Highly Selective
SAT Range (25th–75th)
1510 – 1580
Reading + Math combined
ACT Range (25th–75th)
34 – 36
Cumulative composite
Test PolicyRequiredSAT or ACT scores must be submitted with the application.
5-Year Admission Trend
Acceptance rate over the last five admission cycles. The trend tells you whether Harvard University is getting harder, easier, or staying about the same.
Stable ↓
1.2 pts
since 2019
Cost & Financial Aid
Harvard's sticker price is $61,676 in tuition plus $21,190 in room and board, bringing the full cost of attendance to approximately $89,000 before aid. In practice, most Harvard students pay far less. Starting in 2025-26, families earning under $100,000 per year pay nothing: tuition, room, board, health insurance, and travel are fully covered. Families earning under $200,000 pay no tuition. The average net price across all students is $19,066. For families earning above $110,000, the net price is $53,337.
Average Net Price
$19,066
Per year, after typical aid
Receive Pell Grants
16%
Need-based federal aid
Receive Federal Loans
4%
Borrowing to attend
Full Cost Breakdown
Published cost of attendance, the sticker price before grants and scholarships. Most students underestimate room & board and other expenses.
Tuition & Fees
$61,676
Room & Board (on-campus)
$21,190
Books & Supplies
$1,000
Other Expenses (on-campus)
$5,449
Total Cost of Attendance
$85,540
Application fee: $85 (one-time, due at submission)
Net Price by Family Income
Aid is need-based, so net price varies by family income. Here's what each bracket typically pays after grants and scholarships.
Under $30,000
$8,697
$30,001 – $48,000
$2,991
$48,001 – $75,000
$2,091
$75,001 – $110,000
$9,941
Over $110,000
$53,337
Debt at Graduation
Cumulative federal-loan debt across the full borrowing distribution. The 10th and 90th percentiles bracket the typical range; the median sits in the middle.
$2,70010%percentile
$4,37925%percentile
$14,000Medianpercentile
$16,13575%percentile
$29,88990%percentile
Median Debt by Student Type
Median federal-loan debt at graduation broken down by demographic. Each slice's size is proportional to the dollar amount that group typically borrows.
GroupDebtvs Median
Pell recipients $16,375
↑ $2,375
No Pell $12,000
↓ $2,000
Dependent students $8,067
↓ $5,933
Independent students $17,977
↑ $3,977
Female students $12,500
↓ $1,500
Male students $12,500
↓ $1,500
Worth knowing:
Students who don't finish leave with a median debt of $11,118, close to what completers borrow ($14,000) but without the degree to show for it.
Graduation Rate & Retention
Harvard graduates nearly all of the students it enrolls. The six-year graduation rate is 97.6%, and the four-year rate is 77.4%. First-year retention stands at 98.5%, among the highest of any four-year institution in the country. These figures apply to full-time, first-time bachelor's-seeking students. The high completion rates reflect both the selectivity of the admissions process and the breadth of academic and financial support available to enrolled students.
6-Year Graduation Rate
87%
Of students who graduate within six years
First-Year Retention
98%
Returning for their second year
What this means:
Strong completion signals. Most students who start, finish.
After Graduation: Earnings & Outcomes
Harvard graduates earn at the top of the national distribution. Median earnings are $99,572 six years after first enrolling and $101,817 at ten years. At the ten-year mark, 91.0% of former students earn more than a typical high school graduate. Only 4.4% of enrolled students take federal loans, one of the lowest rates among major research universities. Median debt at graduation is $14,000, well below the national average for selective private universities. Earnings vary by major and career path; social sciences, computer science, and pre-professional tracks drive the institutional median.
Median Earnings (10 yrs)
$101,817
Earning > $25K
91%
10 yrs after entry
Earnings Growth After Graduation
Median annual earnings 6, 8, and 10 years after students first enrolled.
Earnings by Demographic
Mean annual earnings 10 years after entry, segmented by demographic. Reveals gaps the headline median can't show.
By Gender
Female graduates
$111,100
Median earnings for female grads ten years after first enrolling here.
Male graduates
$175,600
Median earnings for male grads ten years after first enrolling here.
By Family Income at Entry
Family income (lowest third)
$135,000
Earnings of grads from the bottom-third of family incomes at entry.
Family income (middle third)
$135,600
Earnings of grads from the middle-third of family incomes at entry.
Family income (highest third)
$150,800
Earnings of grads from the top-third of family incomes at entry.
The gender gap:
Male graduates earn $64,500, about 37% more than female graduates ten years out. The gap reflects industry mix, role choice, and structural pay differences that exist across most US colleges.
Loan Repayment Progression
Share of completer-cohort borrowers paying down at least $1 of principal at the 1-, 3-, 5-, and 7-year mark. Climbing rates show graduates settling into careers and managing debt; flat or declining rates are a warning.
Climbing: graduates increasingly paying down debt ↑
7.0 pts
across 6 years
What this signals:
Strong. 85% of graduates are actively reducing their debt seven years out.
Who Studies Here
Harvard enrolls 7,601 undergraduates from a broad range of backgrounds for a highly selective institution. White students account for 31% of undergraduates; Asian students 22.4%, Hispanic 11.9%, and Black 8.9%. Sixteen percent of undergraduates receive Pell grants, and 25.7% are first-generation college students, a notably high share for a university with a 3.65% admit rate. Only 4.4% of students take federal loans, reflecting the strength of Harvard's grant-based aid program. Part-time enrollment accounts for 6.4% of the student body.
Total Enrolled
7,601
Part-Time
6%
First-Generation
26%
Race & Ethnicity Breakdown
Undergraduate student body composition reported to the US Department of Education.
GroupShareStudents
White 30.9%2,345
Asian 22.4%1,703
International 14.6%1,109
Hispanic 11.9%902
Black 8.9%674
Other 8.0%607
Student Life & Campus Culture
Where students live, learn, and connect at Harvard University. The campus setting, housing profile, and signals that shape day-to-day life here.
Setting
Midsize CityCambridge, Massachusetts
Housing
Strongly residential14,344 beds for 7,601 students
Adult Learners
17%of students are 25 or older
Athletics
NCAAathletic-conference member
Academic Calendar
Semesterscheduling structure
What You Can Study
Harvard University offers
an extensive catalog of programs:
209 distinct programs across
27 majors.
Below are its strongest majors, each with flagship programs and typical earnings.
Open a major to explore it in depth, or browse the full program catalog.
Harvard operates at a 7:1 student-to-faculty ratio, one of the lowest among major research universities. 86.8% of instruction is delivered by full-time faculty. Instructional spending per full-time equivalent student is $51,780 per year. The endowment stands at $53.2 billion, the largest of any university in the world. Class sizes range from large introductory lectures to small seminars; seminars and tutorials are a defining feature of the Harvard undergraduate experience.
Student : Faculty
7:1
Students per instructional faculty member
Endowment
$61.5B
Strong financial cushion supports aid and stability
Avg Faculty Salary
$211,924
9-month equivalent across all ranks
Faculty by Rank
2,117 instructional faculty across 5 ranks.
The rank mix shows how many senior faculty are teaching versus contingent or junior staff, with average salary equated to a 9-month contract.
Rank
Faculty Count
Share
Avg Salary
Full Professors
1,180
56%
$275,986
Associate Professors
173
8%
$173,985
Assistant Professors
271
13%
$155,862
Instructors
186
9%
$81,991
Lecturers
307
15%
$121,115
Pros & Cons of Harvard University
Harvard's strongest data points are its Outcomes (99.07), Selectivity (99.66), and Value (92.55) scores, reflecting near-perfect graduation rates, the highest earnings in the national dataset, and a financial aid program that makes attendance effectively free for most middle-income families. The weakness is Affordability (33.25): the sticker price exceeds $89,000 per year, and families earning above $110,000 pay an average of $53,337 net. Best fit for students at any income level who apply for financial aid; the sticker price is largely irrelevant to admitted students who complete the aid process.
PROS
Below-average net price
Highly selective, strong peer cohort
Small classes (low student-faculty ratio)
Strong six-year graduation rate
Strong first-year retention
Above-average post-graduation earnings
CONS
Highly competitive admissions, many strong applicants are rejected
Very high published cost of attendance (full-pay families pay much more than the net-price average)
Predominantly serves middle- and upper-income families
Best for:
Based on the data, Harvard University is a fit for
students prioritizing post-graduation earnings; students seeking a highly selective peer group.
Frequently Asked Questions about Harvard University
The questions below address what students and families most commonly search about Harvard: how competitive admissions are, how financial aid actually works, and what graduates earn. Harvard's aid program is frequently misunderstood; several of the most important facts about attending Harvard center on cost, not admissions. Each answer leads with the key number, then the context.
Is Harvard hard to get into?
Yes. Harvard admits 3.65% of applicants, making it among the most selective universities in the world. The middle 50% of enrolled students scores between 34 and 36 on the ACT and averages 1,553 on the SAT. Test scores alone do not determine admission; essays, letters of recommendation, and extracurricular depth all factor into decisions.
What SAT or ACT score does Harvard require?
Harvard requires ACT or SAT scores from all applicants. Enrolled students average 1,553 on the SAT, with the middle 50% scoring between 34 and 36 on the ACT. No minimum score is published, but submissions below the 25th percentile are uncommon among admitted students. A non-binding restricted early action option is available with a November 1 deadline.
Is Harvard free for low-income students?
Yes, for most. Starting in 2025-26, families earning under $100,000 per year pay nothing: tuition, room, board, health insurance, and travel are fully covered by Harvard grants. Families earning under $200,000 pay no tuition. Roughly 86% of U.S. families qualify for some form of financial aid. Students must apply for aid by the published deadline.
How much does Harvard cost without financial aid?
Tuition is $61,676 per year. Room and board adds $21,190, bringing the full estimated cost of attendance to approximately $89,000 before aid. Few students pay this amount. The average net price after grants is $19,066. The sticker price applies primarily to families earning well above $200,000 who do not qualify for grant aid.
What is the average net price at Harvard?
The average net price after all grants and scholarships is $19,066 per year. For families earning under $30,000, the net price is $8,697. For families earning above $110,000, it is $53,337. Harvard meets 100% of demonstrated financial need for all admitted students who apply for aid by the published deadline.
Does Harvard meet 100% of financial need?
Yes. Harvard is need-blind for U.S. citizens and permanent residents and meets 100% of demonstrated financial need for all admitted students who complete the aid application by the deadline. Aid packages consist entirely of grants and work-study; Harvard does not include loans in financial aid packages.
What is Harvard's graduation rate?
The six-year graduation rate is 97.6% for full-time, first-time bachelor's-seeking students. The four-year rate is 77.4%. First-year retention stands at 98.5%, among the highest of any university in the country. These rates reflect the combination of selective admissions and the depth of academic and financial support available to enrolled students.
How much do Harvard graduates earn?
Median earnings are $99,572 six years after first enrolling and $101,817 at ten years. At the ten-year mark, 91.0% of former students earn more than a typical high school graduate. These figures cover all former students, including those who did not complete a degree. Earnings vary significantly by major and career path.
How much student debt do Harvard graduates carry?
Median debt at graduation is $14,000 across all completers, well below the national average for four-year private universities. Only 4.4% of enrolled students take federal loans, one of the lowest rates among major research universities. Harvard's grant-based aid program means most students cover costs without borrowing.
What majors is Harvard known for?
Social sciences account for 29.5% of degrees awarded, followed by biological sciences at 12%, computer science at 10.1%, and engineering at 4.7%. Harvard does not divide undergraduates into separate professional schools; all students enroll through Harvard College. Pre-law and pre-medicine draw heavily from social sciences, biological sciences, and chemistry.
What is the student-to-faculty ratio at Harvard?
Harvard operates at a 7:1 student-to-faculty ratio. Instructional spending per student is $51,780 per year. 86.8% of instruction is delivered by full-time faculty. The endowment of $53.2 billion funds a large portfolio of faculty positions, research institutes, and small-seminar undergraduate teaching.
Is Harvard need-blind in admissions?
Yes. Harvard is need-blind for U.S. citizens and permanent residents, meaning financial need plays no role in the admissions decision. The university also meets 100% of demonstrated need for admitted students. For international applicants, Harvard practices need-aware admissions, meaning financial need may be considered in a limited number of borderline cases.
What is Harvard's loan repayment rate?
77.7% of borrowers who completed their degrees are making progress on federal loans one year after entering repayment. That rate reaches 84.8% at the seven-year mark. The relatively modest repayment figures compared to Harvard's exceptional earnings reflect the small share of graduates who borrow: only 4.4% of enrolled students take federal loans.
Is Harvard University accredited?
Harvard is regionally accredited through the New England Commission of Higher Education (NECHE). Its degrees are recognized by employers and graduate programs worldwide. The university is also home to separately accredited professional schools in law (ABA), medicine (LCME), business (AACSB), public health (CEPH), and other fields.
Related Colleges in Massachusetts
Other colleges in Massachusetts share the same applicant pool, regional economy, and academic landscape. Comparing nearby options puts admissions, costs, and outcomes in context, useful when weighing your fit against local alternatives.
Free, data-backed guides to help you decide, built on the same federal data as this profile.
H
How the UCD Score Works Pillar
The full methodology behind the UCD Score. Peer groups, sub-scores, the 30-100 scale, the small-enrollment cap, and what the score deliberately does not measure.
The 18-month US college application calendar from junior year through senior spring. The four application components, how much weight each carries, and the step-by-step senior fall process.
The full process of narrowing from 3,839 US colleges to a shortlist of ~10. Cost, location, size, selectivity, and fit factors that actually predict whether you'll thrive.
Original data analyses built on the same federal data as this profile. Rankings, outliers, and patterns, no opinions.
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Graduation rate
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College outcomes
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Rankings That Feature Harvard University
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