Public Graduate Good 66/100

Pennsylvania State University-Main Campus

A public R1 research university in University Park, PA, admitting 60.56% of applicants with in-state tuition of $20,644 and a $12.61 billion endowment.

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University Park, Pennsylvania

About Pennsylvania State University-Main Campus

The Pennsylvania State University is a public research university in University Park, Pennsylvania, founded in 1855 as the Farmers' High School of Pennsylvania. It enrolls 42,284 undergraduates and a large graduate student population across twenty-one colleges and schools at the main campus, including the Smeal College of Business, the College of Engineering, the College of Liberal Arts, the College of Communications, the College of Earth and Mineral Sciences, and the College of Agricultural Sciences. Business, engineering, communications, education, and agricultural sciences account for the largest shares of bachelor's degrees.

Penn State holds a Doctoral University: Very High Research Activity (R1) Carnegie classification and is accredited through the Middle States Commission on Higher Education (MSCHE). Penn State is test-optional; submitting SAT or ACT scores is not required. Penn State is a state-related university rather than a fully state-funded institution, which means it receives partial state appropriations but sets tuition significantly higher than most public flagships. Penn State has 24 campuses across Pennsylvania, including Commonwealth Campuses that offer lower-division coursework and pathways to University Park.

Acceptance
60.6%
Graduation
61%
Net Price
$32,875
Median Earnings (10yr)
$63,435
Enrollment
42,284
Student : Faculty
15:1

Accreditor Middle States Commission on Higher Education
Academic Calendar Semester

How It Measures Up

UCD scores every college on four pillars: Outcomes, Value, Affordability, and Selectivity. Within peer group A (four-year selective institutions), Penn State scores 65.64 overall, rated Fair. Outcomes (92.25) reflects an 86.09% six-year graduation rate and solid career placement. Value scores 16.99 and Affordability scores 8.55, the weakest pillars, driven by an average net price of $32,875 and a federal loan rate of 39.91%, both among the highest at any large public university. All scores use verified federal data only.

Good
66/100
UCD Score · 4-Year Selective
Outcomes 92
Value 17
Affordability 9
Selectivity 79

Admissions & Acceptance Rate

Penn State admits 60.56% of applicants, making it one of the more accessible large flagship universities. Penn State is test-optional; submitting SAT or ACT scores is not required. Students who submit scores typically average 1,337 on the SAT, with the middle 50% ACT range between 27 and 32. Penn State uses the Common App.

The deadline for priority consideration is November 1; applications after that date are reviewed on a rolling basis. Applicants apply directly to a specific college; Smeal College of Business and the College of Engineering are more competitive than the overall admit rate. Penn State also accepts applications to University Park through the Schreyer Honors College, which is substantially more selective.

Acceptance Rate
60.6%
Moderate
SAT Range (25th–75th)
1240 – 1420
Reading + Math combined
ACT Range (25th–75th)
27 – 32
Cumulative composite
Test Policy Not Considered Standardized test scores are not used in admissions decisions.

5-Year Admission Trend

Acceptance rate over the last five admission cycles. The trend tells you whether Pennsylvania State University-Main Campus is getting harder, easier, or staying about the same.

Getting more selective 21.7 pts since 2019
75.9%201955.2%202254.2%2023

Cost & Financial Aid

For Pennsylvania residents, Penn State charges $20,644 in tuition plus an estimated $14,474 in room and board, bringing the estimated total cost of attendance to approximately $39,694 before aid. For out-of-state students, tuition is $41,790, bringing the estimated total cost of attendance to approximately $59,000 before aid. The average net price across all enrolled students is $32,875, the highest in this batch of public universities and substantially above Ohio State ($17,339) or Purdue ($14,600). For families earning under $30,000, the average net price is $19,845.

For families earning between $30,001 and $48,000, the net price averages $20,049. For families earning between $75,001 and $110,000, the net price averages $31,834. For families earning above $110,000, it averages $37,831. Penn State's state-related status means it does not receive the same level of state subsidies as fully public institutions; its aid structure does not reduce costs for lower-income students to the degree seen at Ohio State, Wisconsin, or Purdue. The federal loan rate of 39.91% and median debt of $25,000 are among the highest at any large university in this peer group.

Average Net Price
$32,875
Per year, after typical aid
Receive Pell Grants
14%
Need-based federal aid
Receive Federal Loans
40%
Borrowing to attend

Full Cost Breakdown

Published cost of attendance, the sticker price before grants and scholarships. Most students underestimate room & board and other expenses.

Tuition & Fees (in-state)
$20,644
Tuition & Fees (out-of-state)
$41,790
Room & Board (on-campus)
$14,474
Room & Board (off-campus)
$15,274
Books & Supplies
$1,200
Other Expenses (on-campus)
$5,020
Other Expenses (off-campus)
$5,020
Total Cost of Attendance
$39,694

Application fee: $65 (one-time, due at submission)


Net Price by Family Income

Aid is need-based, so net price varies by family income. Here's what each bracket typically pays after grants and scholarships.

  • Under $30,000
    $19,845
  • $30,001 – $48,000
    $20,049
  • $48,001 – $75,000
    $25,667
  • $75,001 – $110,000
    $31,834
  • Over $110,000
    $37,831

Debt at Graduation

Cumulative federal-loan debt across the full borrowing distribution. The 10th and 90th percentiles bracket the typical range; the median sits in the middle.

$4,750
10% percentile
$8,750
25% percentile
$25,000
Median percentile
$27,000
75% percentile
$34,000
90% percentile

Median Debt by Student Type

Median federal-loan debt at graduation broken down by demographic. Each slice's size is proportional to the dollar amount that group typically borrows.

GroupDebtvs Median
Pell recipients $20,980 ↓ $4,020
No Pell $19,500 ↓ $5,500
Dependent students $19,500 ↓ $5,500
Independent students $19,486 ↓ $5,514
Female students $20,000 ↓ $5,000
Male students $19,500 ↓ $5,500
Pell recipients: 17.6% (4,409 students)No Pell: 16.4% (4,098 students)Dependent students: 16.4% (4,098 students)Independent students: 16.4% (4,095 students)Female students: 16.8% (4,203 students)Male students: 16.4% (4,098 students)Overall Median$25,000
Worth knowing: Students who don't finish leave with a median debt of $9,500, less than completers ($25,000), but still a meaningful obligation without a degree in hand.

Graduation Rate & Retention

Penn State completes the large majority of the students it enrolls. The six-year graduation rate is 86.09% for full-time, first-time bachelor's-seeking students. First-year retention stands at 92.29%. The federal loan rate of 39.91% is exceptionally high: approximately 4 in 10 Penn State students carry federal loans, with a median debt of $25,000. These figures reflect the high net price relative to the aid Penn State is able to offer, particularly for families in the lower and middle income brackets.

6-Year Graduation Rate
61%
Of students who graduate within six years
First-Year Retention
92%
Returning for their second year
What this means: High first-year retention. Students who arrive tend to stay.

After Graduation: Earnings & Outcomes

Penn State graduates earn at or slightly above the national median for large public research universities. Median earnings are $55,620 six years after first enrolling and $63,435 at ten years. At the ten-year mark, 83.81% of former students earn more than a typical high school graduate. The ten-year earnings are modest relative to Penn State's high cost structure; the average net price of $32,875 divided against ten-year earnings of $63,435 produces a Value score of 16.99, one of the lower figures in this peer group.

Smeal College of Business and College of Engineering graduates typically earn above the institutional median; communications, education, and liberal arts graduates show more variation. Penn State's alumni network in Pennsylvania and the broader mid-Atlantic region is extensive, particularly in finance, energy, and state government.

Median Earnings (10 yrs)
$63,435
Earning > $25K
84%
10 yrs after entry

Earnings Growth After Graduation

Median annual earnings 6, 8, and 10 years after students first enrolled.

$54,000$57,000$60,000$62,000$65,0006 yrs8 yrs10 yrs

Earnings by Demographic

Mean annual earnings 10 years after entry, segmented by demographic. Reveals gaps the headline median can't show.

By Gender

Female graduates
$50,100

Median earnings for female grads ten years after first enrolling here.

Male graduates
$63,100

Median earnings for male grads ten years after first enrolling here.


By Family Income at Entry

Family income (lowest third)
$50,800

Earnings of grads from the bottom-third of family incomes at entry.

Family income (middle third)
$53,000

Earnings of grads from the middle-third of family incomes at entry.

Family income (highest third)
$62,300

Earnings of grads from the top-third of family incomes at entry.

The gender gap: Male graduates earn $13,000, about 21% more than female graduates ten years out. The gap reflects industry mix, role choice, and structural pay differences that exist across most US colleges.

Loan Repayment Progression

Share of completer-cohort borrowers paying down at least $1 of principal at the 1-, 3-, 5-, and 7-year mark. Climbing rates show graduates settling into careers and managing debt; flat or declining rates are a warning.

Climbing: graduates increasingly paying down debt 14.5 pts across 6 years
76%1yr79.3%3yr87%5yr90.5%7yr
What this signals: Excellent. 91% of graduates were paying down at least $1 of principal seven years out.

Who Studies Here

Penn State enrolls 42,284 undergraduates at University Park, a small college town in central Pennsylvania also known as State College, with a local population of approximately 40,000. White students account for 62.68% of undergraduates; Asian 7.62%, Hispanic 9.33%, and Black 4.55%. Fourteen percent of undergraduates receive Pell grants, and 28.76% are first-generation college students.

Penn State competes in the Big Ten, and Nittany Lions football is central to campus culture; Beaver Stadium seats over 100,000 people and is one of the largest stadiums in the world. University Park is relatively isolated geographically; State College is a self-contained college town, and the nearest large cities (Philadelphia, Pittsburgh) are each approximately two hours by car.

Total Enrolled
42,284
Part-Time
2%
First-Generation
29%

Race & Ethnicity Breakdown

Undergraduate student body composition reported to the US Department of Education.

GroupShareStudents
White 62.7% 26,504
Hispanic 9.3% 3,945
International 9.3% 3,945
Asian 7.6% 3,222
Black 4.6% 1,924
Other 4.3% 1,797
White: 62.7% (26,504 students)Hispanic: 9.3% (3,945 students)International: 9.3% (3,945 students)Asian: 7.6% (3,222 students)Black: 4.6% (1,924 students)Other: 4.3% (1,797 students)Total42,284

Student Life & Campus Culture

Where students live, learn, and connect at Pennsylvania State University-Main Campus. The campus setting, housing profile, and signals that shape day-to-day life here.

Setting
Small City University Park, Pennsylvania
Housing
Partly residential 14,238 beds available
Adult Learners
2% of students are 25 or older
Athletics
NCAA athletic-conference member
Academic Calendar
Semester scheduling structure

What You Can Study

Pennsylvania State University-Main Campus offers an extensive catalog of programs: 315 distinct programs across 29 majors. Below are its strongest majors, each with flagship programs and typical earnings. Open a major to explore it in depth, or browse the full program catalog.

20 Programs
48 Programs
13 Programs
26 Programs
20 Programs
7 Programs

Faculty & Resources

Penn State operates at a student-to-faculty ratio consistent with large research universities. 86.48% of instruction is delivered by full-time faculty. Instructional spending per full-time equivalent student is $15,699 per year, among the lowest in this peer group for a school with this level of tuition. The endowment stands at $12.61 billion, one of the largest at any public university in the country.

Penn State operates 24 campuses across Pennsylvania; the Commonwealth Campuses serve a large number of Pennsylvania residents who complete the first two years of their degree at a regional campus before transferring to University Park. Penn State has major research programs in materials science, energy, agricultural sciences, and applied mathematics.

Student : Faculty
15:1
Students per instructional faculty member
Endowment
$12.6B
Strong financial cushion supports aid and stability
Avg Faculty Salary
$113,027
9-month equivalent across all ranks

Faculty by Rank

4,153 instructional faculty across 6 ranks. The rank mix shows how many senior faculty are teaching versus contingent or junior staff, with average salary equated to a 9-month contract.

Rank Faculty Count Share Avg Salary
Full Professors 1,168 28% $165,128
Associate Professors 821 20% $113,828
Assistant Professors 1,015 24% $104,588
Instructors 1,009 24% $75,175
Lecturers 113 3% $49,960
No Rank 27 1% $131,835

Pros & Cons of Pennsylvania State University-Main Campus

Penn State's defining strengths are its accessible 60.56% admit rate, Big Ten athletics and campus culture, an extensive mid-Atlantic alumni network, a $12.61 billion endowment, and a 24-campus statewide system that provides broad access to Pennsylvania residents. UCD 65.64 Fair. The challenges are primarily financial: the average net price of $32,875 is the highest among the public universities in this batch; the federal loan rate of 39.91% is exceptionally high; median debt of $25,000 is the highest in the batch; and ten-year earnings of $63,435 are the lowest, producing the lowest Value score (16.99) and second-lowest Affordability score (8.55) in this group.

Penn State's state-related structure, not a full state school, explains why costs are higher than at Wisconsin ($17,354 net) or Purdue ($14,600 net) for similar outcomes. Best fit for Pennsylvania residents who specifically target Penn State's alumni network, athletics experience, or specific programs not available at lower-cost alternatives, and who qualify for meaningful merit aid.

PROS
  • Reasonable class sizes
  • Wide variety of programs and student life
  • Strong first-year retention
  • Solid post-graduation earnings
CONS
  • Above-average net price
  • Large institutional setting can feel impersonal
  • Predominantly serves middle- and upper-income families
Best for: Based on the data, Pennsylvania State University-Main Campus is a fit for students who want a large campus with breadth and variety.

Frequently Asked Questions about Pennsylvania State University-Main Campus

The questions below address what students and families most commonly search about Penn State: why in-state tuition is high, how the loan rate compares to other publics, what the campus experience is like, and what graduates earn.

Is Penn State hard to get into?
Penn State admits 60.56% of applicants, making it one of the more accessible large flagship universities. Penn State is test-optional; students who submit scores typically average 1,337 on the SAT, with the middle 50% ACT range between 27 and 32. The priority application deadline is November 1. Smeal College of Business and the College of Engineering are more competitive than the overall admit rate. The Schreyer Honors College, Penn State's honors program, is substantially more selective.
Why is Penn State tuition so high for in-state students?
Penn State is a state-related university, not a fully state-funded institution. It receives partial state appropriations from Pennsylvania but less per-student than fully public universities like Purdue or Ohio State receive from their states. This results in higher in-state tuition ($20,644) compared to most public flagships. Penn State does not receive enough state subsidy to reduce costs for lower-income families to the degree seen at Wisconsin ($4,200 net for <$30K families) or Ohio State ($4,885). The average net price of $32,875 is the highest among public universities in this peer group.
How much does Penn State cost?
Pennsylvania residents pay $20,644 in tuition per year. Room and board adds $14,474 on campus, bringing the estimated total cost of attendance to approximately $39,694 before aid. The average net price after all grants and scholarships is $32,875. For families earning under $30,000, the average net price is $19,845. For families earning between $30,001 and $48,000, it is $20,049. These figures are substantially higher than at comparable public flagships.
What is Penn State's federal loan rate?
Penn State's federal loan rate is 39.91%, meaning approximately 4 in 10 students carry federal loans. The median debt for completers is $25,000. These are among the highest loan figures at any large public university in this peer group. The high loan rate reflects Penn State's high net price relative to its aid offerings, particularly for lower and middle-income families. Students should compare these figures carefully against other universities being considered.
What do Penn State graduates earn?
Median earnings are $55,620 six years after first enrolling and $63,435 at ten years. At the ten-year mark, 83.81% of former students earn more than a typical high school graduate. Smeal Business and engineering graduates typically earn above the institutional median; communications, education, and liberal arts graduates show more variation. Penn State's ten-year earnings relative to its high net price produce a Value score of 16.99, one of the lower figures in the peer group.
What is Penn State's graduation rate?
The six-year graduation rate is 86.09% for full-time, first-time bachelor's-seeking students. First-year retention stands at 92.29%. The federal loan rate of 39.91% and median debt of $25,000 are the most significant financial concerns at Penn State.
What is Penn State known for academically?
Penn State is known for the Smeal College of Business (AACSB-accredited, supply chain management nationally ranked), the College of Engineering (aerospace, chemical, civil, electrical, mechanical), the College of Communications (journalism, advertising, public relations), agricultural sciences, and the College of Earth and Mineral Sciences (meteorology, geography, energy). Penn State has the largest alumni network of any university in the United States by some measures, with strong placement in Pennsylvania, the mid-Atlantic, and energy industries.
What is Penn State campus life like?
University Park is a large residential campus in State College, Pennsylvania, a college town of approximately 40,000 people in central Pennsylvania. Campus life is dominated by Big Ten athletics; Beaver Stadium seats over 100,000 people and Penn State football is among the most prominent programs in the country. State College is geographically isolated (two hours from Philadelphia and Pittsburgh), so the campus is self-contained and the social culture is highly centered on university activities.
Is Penn State accredited?
Penn State is regionally accredited through the Middle States Commission on Higher Education (MSCHE). The Smeal College of Business holds AACSB accreditation, engineering programs hold ABET accreditation, the Dickinson School of Law holds ABA accreditation, the College of Medicine holds LCME accreditation, and the College of Nursing holds CCNE accreditation.

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